URL POINT: https://api.bridgeaccess.life/lender/get_lender_token?id={lender id}
Parameter:
lender id – Lender ID given by access to lender to generate token for accessing api's
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/lender/get_loan_ids?token={token}
Parameter:
Token – generated access token
Statuses included - Pending, Approved, Approved With Terms, Missing Information, Approved with Updated Bank Details
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/loans_profile/loan_profile_details?token={token}&loan_id={loan_id}
Parameters:
Loan Id – Loan Id that corresponds with the loan id on the Access Platform
Token – Access Platform token
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/loans_profile/loan_profile_details
Note :
To check if the approved loan terms and documents are already accepted please refer to the
electronic signature end point
Parameters:
Loan Id – Loan Id that corresponds with the loan id on the Access Platform
Format - (int) | Ex. 4114
Token – Access Platform token
Format - (varchar|encoded) | Ex. "ZXlKMGVYQWlPaUpLVjFRaUxDSmhiR2...."
Loan Amount Approved – Amount approved by the lender
Format - (int) | Ex. 12000
Monthly Deduction – Amount set by the lender that will be deducted monthly
Format - (int) | Ex. 6000
Comment – Lender comment for the application
Format - (varchar) | Ex. "comment here"
Interest – Lender interest rate for the application
Format - (float) | Ex. 0.05
First Due Date – First date of deduction from the Lender (see below Billing and Due Date Schedule)
Format - (date) | Ex. "2020-11-01"
Loan Status – Status update for approve ('approved')
Format - (varchar) | Ex. "approved"
Term – Months on which the loan will be computed
Format - (int) | Ex. 3
Sample POST JSON :
{
"token" : "ZXlKMGVYQWlPaUpLVjFRaUxDSmhiR2....",
"loan_id" : "4514",
"loan_amount_app": "12000",
"monthly_deduct": "6000",
"terms": "12",
"interest": "0.5",
"first_due_date": "2020-11-10",
"loan_status": "approved",
"comment": "approved"
}
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/loans_profile/loan_profile_details
Parameters:
Loan Id – Loan Id that corresponds with the loan id on the Access Platform
Format - (int) | Ex. 4114
Token – Access Platform token
Format - (varchar|encoded) | Ex. "ZXlKMGVYQWlPaUpLVjFRaUxDSmhiR2...."
Comment – Lender comment for what is missing in the application
Format - (varchar) | Ex. "missing information"
Loan Status – Status update for missing information ('missing_information')
Format - (varchar) | Ex. "missing_information"
Missing Fields – Specific tagging of fields
Format - (varchar) | Ex. "Address,Date of Birth"
Options only Detected - Address, Date of Birth, Valid Id, Payslip1, Payslip2, Bank Information, Others
Sample POST JSON :
{
"token" : "ZXlKMGVYQWlPaUpLVjFRaUxDSmhiR2....",
"loan_id" : "4514",
"loan_status": "missing_information",
"comment": "missing_information"
"missing_document_fields": "Address"
}
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/loans_profile/loan_profile_details
Parameters:
Loan Id – Loan Id that corresponds with the loan id on the Access Platform
Format - (int) | Ex. 4114
Token – Access Platform token
Format - (varchar|encoded) | Ex. "ZXlKMGVYQWlPaUpLVjFRaUxDSmhiR2...."
Loan Status – Status update for disapproved ('disapproved')
Format - (varchar) | Ex. "disapproved"
Comment – Lender comment for what is missing in the application
Format - (varchar) | Ex. "disapproved due to incomplete details"
Sample POST JSON :
{
"token" : "ZXlKMGVYQWlPaUpLVjFRaUxDSmhiR2....",
"loan_id" : "4514",
"loan_status": "disapproved",
"comment": "disapproved due to incomplete details"
}
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/loans_profile/loan_profile_details
Parameters:
Loan Id – Loan Id that corresponds with the loan id on the Access Platform
Format - (int) | Ex. 4114
Token – Access Platform token
Format - (varchar|encoded) | Ex. "ZXlKMGVYQWlPaUpLVjFRaUxDSmhiR2...."
Loan Status – Status update for failed disbursement ('failed_disbursement')
Format - (varchar) | Ex. "failed_disbursement"
Comment – Lender comment for what is missing in the application
Format - (varchar) | Ex. "Bank Failed Disbursement"
Sample POST JSON :
{
"token" : "ZXlKMGVYQWlPaUpLVjFRaUxDSmhiR2....",
"loan_id" : "4514",
"loan_status": "failed_disbursement",
"comment": "Bank Failed Disbursement"
}
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/loans_profile/loan_profile_details
Parameters:
Loan Id – Loan Id that corresponds with the loan id on the Access Platform
Format - (int) | Ex. 4514
Token – Access Platform token
Format - (varchar|encoded) | Ex. "ZXlKMGVYQWlPaUpLVjFRaUxDSmhiR2...."
Loan Amount Approved - Loan amount that is funded and approved
Format - (int) | Ex. 12000
Loan Status – Status of application (funded)
Format - (varchar) | Ex. "funded"
Funded Date – date when application was funded
Format - (date) | Ex. 2020-11-01
Receipt String - base 64 encoded receipt proof of funding (image/screenshot - deposit slip, reference number)
Format - (varchar|encoded) | Ex. "data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAA6QAAAARnQU...."
Sample POST JSON :
{
"token" : "ZXlKMGVYQWlPaUpLVjFRaUxDSmhiR2....",
"loan_id" : "4514",
loan_amount_app": "12000",
"date_funded": "2020-11-03",
"loan_status": "funded",
"comment": "approved",
"receipt_string":"data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAkIAAAKyCAYAAAA5NbEZAAAAAXNSR0IArs4c....
}
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/lender/lender_documents
Parameters:
Loan Id – Loan Id that corresponds with the loan id on the Access Platform
Token – Access Platform token
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/borrower_documents/borrower_documents?token={token}&loan_id={loan_id}
Parameter:
Loan Id – Loan Id that corresponds with the loan id on the Access Platform
Token – Access Platform token
Success Return Values :
Company Id - Company Id of the borrower
Government Id - TIN, SSS, UMID
Signature - A copy of the borrowers signature
Payslip One - 1st Cutoff of the Payslip
Payslip Two - 2nd Cutoff of the Payslip
Recent Photo
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/lender/lender_documents
Parameter:
Loan Id – Loan Id that corresponds with the loan id on the Access Platform
Format - (int) | Ex. 5414
Promissory Note – base_64 encoded image/pdf
Format - (varchar|encoded) | Ex. "data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAA6QAAAARnQU...."
Disclosure Statement – base_64 encoded image/pdf
Format - (varchar|encoded) | Ex. "data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAA6QAAAARnQU...."
Authority to deduct – base_64 encoded image/pdf
Format - (varchar|encoded) | Ex. "data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAA6QAAAARnQU...."
Amortization Schedule – base_64 encoded image/pdf
Format - (varchar|encoded) | Ex. "data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAA6QAAAARnQU...."
Loan Privacy – base_64 encoded image/pdf
Format - (varchar|encoded) | Ex. "data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAA6QAAAARnQU...."
Sample POST JSON :
{
"token" : "ZXlKMGVYQWlPaUpLVjFRaUxDSmhiR2....",
"loan_id" : "4514",
"promissory_note":"data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAkIAAAKyCAYAAAA5NbEZAAAAAXNSR0IArs4c....
"disclosure_statement":"data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAkIAAAKyCAYAAAA5NbEZAAAAAXNSR0IArs4c....
"authority_deduct":"data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAkIAAAKyCAYAAAA5NbEZAAAAAXNSR0IArs4c....
"amortization_schedule":"data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAkIAAAKyCAYAAAA5NbEZAAAAAXNSR0IArs4c....
"loan_privacy":"data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAkIAAAKyCAYAAAA5NbEZAAAAAXNSR0IArs4c....
}
Sample Post Request (via CURL):
curl --location --request POST 'bridgeaccess.life/api/access/lender_documents' \
--header 'Cookie: ci_session=v712bsvohi2cdgjj0h5vslj0g2npetla' \
--form 'token=aaaaaaaaa' \
--form 'loan_id=3894' \
--form 'promisorry_note={base_64}' \
--form 'disclosure_statement={base_64}' \
--form 'authority_to_deduct={base_64}' \
--form 'amortization_schedule={base_64}' \
--form 'loan_privacy={base_64}' \
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/loans_profile/loan_repayment_list?token={token}&loan_id={loan_id}
Parameters:
Loan Id – Loan Id that corresponds with the loan id on the Access Platform
Token – Access Platform token
RETURN VALUES
URL POINT: https://api.bridgeaccess.life/lender/bank_list?token={token}
Parameters:
Token – Access Platform token
RETURN VALUES